Personal borrowing
Understand the loan term, fees, repayment schedule and eligibility before applying.
London · England · United KingdomExplore · Understand · Enquire
Mediamodifier
A clear next step
The monthly payment is only part of the picture.
A borrowing decision should account for the full repayment amount, costs, term and effect on your budget.
- Verify the provider
Confirm the identity and applicable registration of the organisation that would provide or arrange the credit.
- Compare the full cost
Read interest, fees, repayment dates, total amount payable and missed-payment consequences.
- Protect your information
Check the destination and privacy terms before sharing identity, income or banking records.
Borrowing categories
Consider the commitment.
Different borrowing needs involve different commitments. Review affordability and the total cost before applying.
Vehicle finance
Compare the full purchase and financing costs, including any deposit and final payment.
Home borrowing
Review long-term affordability, interest assumptions and the costs associated with property finance.
Short-term borrowing
Check the total amount due, repayment date and implications for your budget.
Helpful information
Before you take the next step.
Clear answers about this website, the information provided and how to enquire.
What should I check before applying?
Confirm the provider identity and any required registration. Read the pre-agreement information, interest, fees, total repayment, term and consequences of missed payments.
Does an enquiry guarantee approval?
No. An enquiry is not a credit offer, approval or affordability assessment. Any provider must explain its own criteria and terms.
Should I compare monthly payments only?
Compare the full borrowing cost as well as the monthly amount. A longer term can lower the monthly payment while increasing the total repayment.
Can I send sensitive documents immediately?
Verify the organisation and the purpose, privacy notice and security of the destination before sharing identity, income or banking documents.
From the journal
Useful ideas for your next step.
Mediamodifier
Check a UK financial firm before sharing documents
A London and UK consumer guide to checking firm identity, relevant FCA permissions and contact details before sending a lending application or personal records.
Read article: Check a UK financial firm before sharing documentsContact
Start a conversation.
Send a general enquiry about London Loans. An enquiry does not confirm an application, booking, purchase or appointment.
Location information
1 Fore Street Avenue, London EC2Y 9DT
Review how we handle your information in the privacy notice.